Have you or your spouse served in the Military?
Yes
No
Understanding Your VA Housing Benefits
Exclusive Housing Program for Veterans and Their Spouses
Purchase a Home
Veterans and their spouses can use a VA-guaranteed home loan to purchase a home. This benefit can be used multiple times, does not require a downpayment, has no Private Mortgage Insurance (PMI), and many other benefits.
Cash-Out Refinance Loans
VA-guaranteed loans allow veterans and their spouses to use their current home's equity and take cash out through refinancing. Cash-out refinancing has multiple options, and can be done through a VA Loan or a non-VA loan.
Interest Rate Reduction Refinance Loans (IRRRL)
IRRRL's can be used to lower monthly mortgage payments or switch to a fixed rate. Veterans and spouses can switch from a non-VA loan to a VA Loan with a fixed rate.