Have you or your spouse served in the Military?


Understanding Your VA Housing Benefits

Exclusive Housing Program for Veterans and Their Spouses

Purchase a Home

Veterans and their spouses can use a VA-guaranteed home loan to purchase a home. This benefit can be used multiple times, does not require a downpayment, has no Private Mortgage Insurance (PMI), and many other benefits.

Cash-Out Refinance Loans

VA-guaranteed loans allow veterans and their spouses to use their current home's equity and take cash out through refinancing. Cash-out refinancing has multiple options, and can be done through a VA Loan or a non-VA loan.

Interest Rate Reduction Refinance Loans (IRRRL)

IRRRL's can be used to lower monthly mortgage payments or switch to a fixed rate. Veterans and spouses can switch from a non-VA loan to a VA Loan with a fixed rate.